Consumer Credit Collector Blog

For over 12 years, the Consumer Credit Collector ADVISOR has been the premier source for straightforward advice on how collectors can reach their full potential and boost collection totals. The Advisor is a monthly publication providing proven and effective collection techniques. It is not designed to render legal advice or legal opinions. Each issue provides information, inspiration, new ideas, and techniques for successful collections.

Friday, December 19, 2008

How To Have Effective Human Resource Management In A Down Economy

Effective Human Resource Management In A Down Economy

Learn how to drive employees to higher levels of business performance by proper management.

This free publication from Taleo is a white paper that explores the crucial relationship between talent management strategies, HR processes, and management practices. It covers the important advantages that can be realized by companies and organizations that are now coping with the current economic downturn. It explains why good human resources, executive management, and management of specific talent is a key issue for all businesses on a global basis and will remain a central strategy in any economic situation.

Talent management in a low or negative growth economy can offer new opportunities like internal organizational mobility, performance management QA, and increased quality of hires. This can deliver significant increase to business performance benefits, even in the midst of financial constraints. Using historical data and demographic trends this white paper dispels many misconceptions that suggest HR's focus is must be narrowed when markets and the economy decline.

This timely free publication can show you how to use talent management principals to cut costs and still boost productivity while you:

. Review, refine, and re-release existing resources to expand into new business and trade markets.
. Manage employee performance to better serve corporate goals.
. Concentrate on bringing new skills in-house to fill voids or reinforce areas in need.
. Deploy new product or service development and bolster retention programs to reduce churn.

We were very surprised this publication was made available without cost. The content is significant, timely, and seems to be very up to date. Anyone in an HR department or senior management could benefit from this free white paper. To get a copy, click here.


Choose from hundreds of other free business magazines, podcasts, trade publications, and white papers from Consultant-Directory.com. There's never a cost, hidden charge, or service fee for any of our free subscriptions.

Thursday, December 11, 2008

Increased Insurance Research Caused By Economic Instability

US Insurance Online Hits 4.5 Million Customer Milestone

Sees Customers Increasing Insurance Research as a Result of Economic Instability.

Austin, TX, December 07, 2008 -- US Insurance Online, a premiere online portal that provides insurance customers with education and relevant introductions, today announced it had helped over 4.5 million customers get insurance quotes from multiple agents via the Internet. The company also noted that online searches for insurance products had accelerated in recent months. According to the company this provides evidence that recent economic uncertainties are driving customer cost-cutting efforts to include evaluating less expensive insurance policies.

"In uncertain economic times consumers look for opportunities to reduce spending. They find ways to eat out less, purchase fewer luxury items, drive less to reduce fuel purchases, and many are finding insurance to be a target for significant savings," said Jim Waltrip, CEO and co-founder of US Insurance Online. "We help make the search for less expensive insurance coverage more effective by eliminating the time spent finding multiple agents, calling and comparing their offerings. US Insurance Online makes it easy to get in touch with multiple insurance agents who can sell you the products you need."

About US Insurance Online
Since 2005, US Insurance Online has helped make shopping for insurance a painless experience for customers. The company offers a fast, free way for consumers to find the insurance quotes they're looking for at the most competitive rates. Our network of insurance carriers, agents and brokers can match almost any consumer with the insurance they need at a price they can afford. Based in Austin Texas, US Insurance Online was recently named one of the fastest growing companies in the Central Texas region. www.usinsuranceonline.com/

Contact Information
US Insurance Online
Adam Alter
888-522-7355
contact@usinsuranceonline.com
www.usinsuranceonline.com


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Sunday, December 07, 2008

List of Loan Forgiveness Programs

eLearners.com Offers Comprehensive List of Loan Forgiveness Programs

Loan Forgiveness Programs Rescue Student Debt Amid Credit Crisis.


Hoboken, NJ, December 04, 2008 -- As the recession causes cutbacks across the nation, many working adults are now ducking corporate downsizing by returning to school. A recent survey of visitors to eLearners.com, a web resource of EducationDynamics, found that 42 percent of online education-seekers plan to take out a loan to pay for this return to student status. Amid economic uncertainty, many of these new learners may wonder how they'll pay back their debt in the future. Loan forgiveness and repayment programs, offered by employers in specific need-based occupations, may be the answer. In its Debt-Free College Guide, located at
http://debtfree.elearners.com/, eLearners offers the most comprehensive guide to these types of programs on the Internet.

"It's hard for people to think about going back to school for a career change when it's a challenge to figure out how to pay for it," said Terrence Thomas, Executive Vice President of Marketing for eLearners.com, which connects prospective students with online learning providers. "Many people aren't even aware that loan forgiveness programs exist. With the right career move, many of these types of programs can cover the cost of an education."

Loan forgiveness and repayment programs are generally designed to encourage students to pursue educational goals that will lead to employment in a number of need-based occupations, such as working for volunteer organizations, practicing law with low income residents, working in federal or state government, teaching or practicing medicine. In exchange for service in these fields, part or all of student loan debt can be forgiven, be it from a traditional institution or from one of many online colleges. Visitors to eLearners.com can search for loan forgiveness and repayment programs by state, with tailored results customized to their search.

"With student loan debt for those completing their degree jumping 108% in the past decade, according to the National Center for Education Statistics, and students facing one of the most severe credit crunches in history, loan forgiveness programs may just be the perfect solution for those who want to do well by doing good," continued Thomas.

The Debt-Free College Guide is part of eLearners.com's Student Loans and Financial Aid Center. eLearners.com has also introduced such innovations as the eLearners Advisor, an assessment that through a series of targeted questions ranging from technology access and skills, to personal motivation and learning styles, helps prospective elearners determine if online learning is right for them.

For more information on financial aid options and going to school online visit www.elearners.com.

About eLearners.comĀ®
The eLearners.com website is one of several high visibility, high-quality prospecting tools offered by EducationDynamics. Since 1999, eLearners.com has been successfully connecting learners to online education, including online degree and certificate programs, specialized career training, and a variety of online courses. For prospective students, eLearners.com provides a powerful search engine for users to find thousands of online program offerings, as well as educational evaluation tools and financial aid resources. For colleges and universities, the eLearners.com website offers a low-cost, performance-based method to provide national exposure and increase enrollments in their programs. For more information on eLearners.com, visit
http://www.eLearners.com.

About EducationDynamics
EducationDynamics, a portfolio company of Halyard Capital, is the leading marketing and information services company dedicated to helping higher education institutions find, enroll and retain students. Its content-rich and highly visible education websites, including EarnMyDegree.com, eLearners.com, GradSchools.com, StudyAbroad.com and its more than 50 special interest microsites, make EducationDynamics the premier provider of qualified prospective students for colleges and universities. In addition, the company offers a full suite of Web-delivered services proven to drive enrollment growth and reduce student attrition. For more information, visit
http://www.educationdynamics.com.

Contact Information
eLearners.com
Jenny Foust
(720) 244-4268
jfoust@csg-pr.com
www.elearners.com


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Friday, December 05, 2008

Wall Street Securities Fraud Abuse Web Portal

DrugSettlement.com, LLC is Proud to Announce Its Newest Web Portal - StockLossSettlement.com

Wall Street Abuse has come to a pinnacle over the last couple of Months due to Securities Fraud. StockLossSettlement.com was created by DrugSettlement.com, LLC to alleviate the fears of the public in respect to the publics need for legal council.

Hauppauge, NY, November 13 -- It's time to fight back. StockLossSettlement.com has been created by DrugSettlement.com, LLC for the public's knowledge found below:

Securities fraud costs investors an estimated $40 billion dollars each year.

Americans have been shocked by Washington's bailout of Wall Street.

If you suspect that your losses were not solely the result of a slowing economy but may have been caused by broker misconduct or securities fraud, you may be right. If you have suffered losses in your stock market account, 401(k), and/or IRA you may be able to recover all or part of those losses.

Most people will not know they have been the victims of securities fraud until their losses become significant.

Stock Brokers, Fund managers and Mutual Fund Managers and other financial advisors have a fiduciary responsibility to inform their clients of all of the risks involved in securities transactions. When they neglect their financial fiduciary responsibilities, our securities fraud lawyers will hold them accountable and make sure that defrauded investors have the Right to recover their investments.

Securities fraud, also known as stock fraud and investment fraud, is a practice in which investors make purchase or sale decisions on the basis of false information, frequently resulting in losses, in violation of the securities laws.

Securities fraud consists of deceptive practices in the stock and commodity markets, and occurs when investors are enticed to part with their money based on untrue statements.

Securities fraud includes outright theft from investors and misstatements on a public company's financial reports. The term also encompasses a wide range of other actions, including insider trading and front-running and other illegal acts on the trading floor of a stock or commodity exchange.

According to the FBI, securities fraud includes false information on a company's financial statement and Securities and Exchange Commission (SEC) filings; lying to corporate auditors; insider trading; stock manipulation schemes, and embezzlement by stockbrokers.

If you feel you've been the victim of securities Fraud or lost money in the Stock Market due to Fraud, please contact their experienced Lawyers at 1-866-584-6932 or visit them at www.StockLossSettlement.com

John McCaffery
John @StockLossSettlement.com, LLC
DrugSettlement.com
Phone 631-935-1379
Fax 631-864-4741

Contact Information
DrugSettlement.com
John McCaffery
631-935-1379
John@StockLossSettlement.com
www.StockLossSettlement.com


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