Consequences of the December 2007 Law on the Domain Name Industry

EuroDNS Applauds the Consequences of the Law of 21 December 2007 on the Domain Name Industry

A key player in the Domain Name market for more than five years, EuroDNS is proud to operate from the Grand Duchy of Luxembourg, first European Member State to offer an investor-friendly legal environment for Domain Names.

Luxembourg  -  January 12, 2008 -- A key player in the Domain Name market for more than five years, EuroDNS is proud to operate from the Grand Duchy of Luxembourg, first European Member State to offer an investor-friendly legal environment for Domain Names.

According to the Finance and Budget Commission Report on Draft Law 5801, « Revenues generated from use of, or license to use, a Domain Name are exempted from Luxembourg corporate taxes up to 80% ». « This is a tremendous opportunity for domain name investors and e-Commerce, both in Luxembourg and worldwide » comments Xavier Buck, EuroDNS Chief Executive Officer.

The aforementioned law updates a tax law dating back to December 4th 1967. Member of Parliament and Commission Reporter Laurent Mosar characterizes this new Section 4(1) as "particularly relevant" to Domain Names. "To include them in the scope of a Law dedicated to patents and trademarks, clearly demonstrates the Luxembourg Legislator recognizes that Domain Names do form an essential part of Intellectual Property" adds Jean-Christophe Vignes, Executive Vice-President & General Counsel at EuroDNS.

"With over 100M Euros in transactions during 2007, the Domain Name market has never been so attractive" adds Paul Keating, an American Attorney in Europe who specializes in Domain Name valuation and protection for registrars and large portfolio holders. "Already recognized globally as a safe and stable business environment before the new Law, Luxembourg now becomes the perfect platform for the stakeholders of this buoyant industry who desire to make the most of their revenues and plan for value appreciation".

About EuroDNS
EuroDNS is a Domain name Registrar specialized in International Domain extensions. Based in Luxembourg with branch offices in Europe, the USA and Asia, EuroDNS serves a large variety of clients ranging from SMEs to some of the world's largest Domain Investors and offers dedicated naming solutions to Trademark holders. By strongly participating in leading industry forums including ICANN and the International Trademark Association, EuroDNS seeks to promote e-Commerce and wider Internet adoption. www.eurodns.com

For more information:

The Law: (Art.1er, 3°)
http://www.legilux.public.lu/leg/a/archives/2007/2342712/2342712.pdf

A Release from the Communication Minister, Mr Jean-Louis Schiltz (in French):
http://www.gouvernement.lu/salle_presse/communiques/2007/12/19-schiltz/

The Portal « Medias and Communication » of the Grand Duchy of Luxembourg:
http://www.mediacom.public.lu/

Contact :
Mélanie Delannoy
+352 20 200 312

Press Contact: Mélanie Delannoy
Company Name: EURODNS.COM  
Phone: 00352261916312
Website: www.eurodns.com

$250 Million Damages in Boston Scientific Patent Case Awarded To Medtronic

Medtronic Awarded $250 Million Damages in Patent Case against Boston Scientific

Federal jury in Marshall, Texas, finds that Boston Scientific Corporation infringed three patents owned by Medtronic

MINNEAPOLIS-- May 27, 2008 --Medtronic, Inc. (NYSE: MDT) today announced that a federal jury found that Boston Scientific Corporation has infringed three patents owned by Medtronic, and awarded Medtronic $250 million in damages.

Medtronic sued Boston Scientific in 2006 asserting that Boston's Taxus Express2, Express2, Liberte, Maverick, Maverick2, and Quantum Maverick products infringed the Fitzmaurice and Anderson catheter patents owned by Medtronic. The trial began on Friday, May 16, 2008.

The Fitzmaurice patents cover angioplasty catheters with narrowed distal ends, which improve the deliverability of angioplasty catheters. The Anderson patent covers semicompliant angioplasty balloons. The Anderson balloons provide sufficient strength to withstand repeated inflations allowing custom vessel sizing.

About Medtronic

Medtronic, Inc. (www.medtronic.com), headquartered in Minneapolis, is the global leader in medical technology - alleviating pain, restoring health, and extending life for millions of people around the world.

Any forward-looking statements are subject to risks and uncertainties such as those described in Medtronic's Annual Report on Form 10-K for the year ended April 27, 2007. Actual results may differ materially from anticipated results.

Contacts

Medtronic, Inc.
Public Relations
Marybeth Thorsgaard, 763-505-2644
or
Investor Relations
Jeff Warren, 763-505-2696

Mobile Insurance Claims Center Set Up for Fast Claims Handling

Farmers Insurance Claims Team Sets Up Mobile Claims Center for Fast Claims Handling

MINNEAPOLIS-- May 27, 2008 --Farmers Insurance Group of Companies advises its Farmers Insurance customers suffering damage from the tornado in Hugo to immediately contact their agent or call the 24 hour claims hotline, 800-HelpPoint (1-800-435-7764).

Foremost Insurance customers who have damage should file their claim by calling: 1-800-527-3907.

As of Tuesday afternoon, Farmers and Foremost combined have received more than 2400 claims.

To further assist customers, Farmers' Mobile Catastrophe Claims Center Bus is in Hugo, MN at Oneka Elementary School located at: 4888 Heritage Parkway.

The Farmers Mobile Catastrophe Claims Center Bus is a rolling customer support center equipped with top-of-the-line technology for immediate claims handling and outfitted with comforts of home such as a grill for on-the-spot meals. Farmers customers can stop by the Mobile Catastrophe Claims Bus anytime. Reporters are welcome to tour the bus as well.

"The Farmers claims bus allows us to serve the most number of people," said Locke Pierce, State Executive Director of Farmers Insurance in Minnesota. "We are equipped to be a community relief center with this bus. We can serve meals by the hundred and allow people telephone and computer access to reach relatives. These are luxuries no one takes for granted during a crisis."

Farmers Group, Inc. is a wholly owned subsidiary of Zurich Financial Services, an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Farmers® is the nation's third-largest Personal Lines Property & Casualty insurance group. Property and casualty products are underwritten and issued by the Farmers Exchanges and their subsidiaries, which Farmers Group, Inc. manages but does not own. Headquartered in Los Angeles and doing business in 41 states, the Farmers insurers provide Homeowners, Auto, Business, Life insurance and financial services to more than 10 million households. For more information about Farmers, visit our Web site at www.farmers.com.

Contacts

Farmers Insurance Group
David Bishop, 850-228-8997
david.bishop@farmersinsurance.com

Strategic Business Advantage Provided By Paperless Accounts Payable Automation

Paperless Accounts Payable Automation Shown to Provide Strategic Business Advantage

New study by the Aberdeen Group, underwritten in part by Metafile Information Systems, shares the barriers to, and benefits of, paperless financial automation.

Rochester, MN  -  April 23, 2008 -- http://www.metaviewer.com - Metafile, a Minnesota-based content management firm dedicated to providing streamlined financial innovations, has helped ensure financial departments in companies worldwide experience the strategic value of accounts payable automaton by underwriting the latest AP whitepaper by analysts at the Aberdeen Group.

The "E-Payables: Imaging and Workflow" report, the first in a three-part series of Aberdeen benchmarks on AP automation, focuses on the initial stages of the accounts payable process, invoice receipt and workflow management.

The study disseminates reasons why some enterprises have yet to completely eliminate paper from their financial processes while benchmarking data illustrating the bottom-line benefits of the move towards paperless workflow automation.

Leveraging the insights of more than 200 executives, the Aberdeen group discovered that integrating accounts payable automation solutions with existing IT systems poses the greatest challenge to paper removal. As a result, forty-four percent (44%) of enterprises do not move to implement any einvoicing solutions.

"The reasons against implementing an einvoicing solution are not surprising. In fact, IT systems integration is perhaps the most common concern among our newest customers," states Jim Mandt, Metafile's Vice President of Technical Support. "In response to this concern, many financial automation solutions, including Metafile's MetaViewer, are designed to have as minimal impact on a firm's IT environment as possible by offering either a full-service in-house solution or an online, hosted solution with full technical support and backup of all files in a secure data center."

Enterprises that automate invoice receipt and workflow management by implementing solutions such as MetaViewer demonstrate significantly lower invoice-processing costs and cycle times while improving visibility and control over spending and reducing regulatory compliance risks.

Best-in-Class enterprises are excelling in many performance metrics and demonstrate the following AP performance benefits by utilizing automated solutions:
•    Invoice-processing costs are 83% lower than all other enterprises
•    Invoice-processing cycle times are 80% faster than their peers

At the end of the day, however, the benefits of going paperless are more than just financial; rather they speak to a company's competitive advantage as a whole.

"There is more to paperless accounts payable automation than just cost savings; imaging and workflow management solutions promote compliance with business controls allowing AP staff to focus on more strategic tasks," said Amit Gupta, research analyst, Aberdeen. "Enterprises that have adopted various flavors of e-payables solutions have transformed the AP function to a source of competitive advantage, supporting business planning and decision making."

A complimentary copy of the report "E-Payables: Imaging and Workflow" underwritten by ReadSoft, Verian Technologies and Metafile Information Systems, is available by visiting Aberdeen's website.

About Metafile
Metafile Information Systems, Inc. provides workflow automation solutions via its customizable content management solution MetaViewer. A privately held software development and integration firm, Metafile has helped the financial departments in companies such as Winn Dixie, Gate Petroleum, Wellborn Cabinet and Allied Beverage streamline accounts payable and accounts receivable processes for over 25 years. More information on Metafile and MetaViewer may be found online at www.metaviewer.com.

About Aberdeen Group, a Harte-Hanks Company
Aberdeen is a leading provider of fact-based research and market intelligence that delivers demonstrable results. Having benchmarked more than 30,000 companies in the past two years, Aberdeen is uniquely positioned to educate users to action: driving market awareness, creating demand, enabling sales, and delivering meaningful return-on-investment analysis. As the trusted advisor to the global technology markets, corporations turn to AberdeenTM for insights that drive decisions.

As a Harte-Hanks Company, Aberdeen plays a key role of putting content in context for the global direct and targeted marketing company. Aberdeen's analytical and independent view of the "customer optimization" process of Harte-Hanks (Information - Opportunity - Insight - Engagement - Interaction) extends the client value and accentuates the strategic role Harte-Hanks brings to the market. For additional information, visit Aberdeen http://www.aberdeen.com or call (617) 723-7890; or to learn more about Harte-Hanks, call (800) 456-9748 or go to http://www.harte-hanks.com.

Media Contact
Kevin Sawyer
Misukanis & Odden
ksawyer(at)misukanisodden.com

Press Contact: Kevin Sawyer
Company Name: Metafile
Phone: 952-400-7432
Website: www.metaviewer.com

Report Says Jobs are Harder to Find Online

New EmploymentCrossing.com Report Says Jobs are Harder to Find Online

Department of Labor unemployment figures may be dramatically up but real issue is jobs are now distributed to so many websites people cannot find them anymore according to EmploymentCrossing.com.

Pasadena, CA  - April 7, 2008 -- A. Harrison Barnes, the CEO of EmploymentCrossing.com, a website that consolidates jobs on its site from employer websites and other job boards, says there is not a crisis in the employment market as reported by the Department of Labor on Friday. Instead, Barnes believes jobs are getting harder to find because they are moving so rapidly away from local newspapers to the web—to so many websites that job seekers can no longer find the jobs that are available.

"The jobs are disbursed among too many websites," says Barnes. "It used to be you could pick up one or maybe two local newspapers when looking for a job. Now you need access to the web and most job seekers are visiting only a few sites when searching for a job. We visit over 10,000 websites a day to find jobs for our site. There are jobs out there for everyone. Not surprisingly, the job losses being reported by the Labor Department are also largely confined to professions like manufacturing where people do not have access to the web."

According to Barnes, people looking for a job simply cannot find the openings out there. With over 10,000 job sites and even more employer career pages, Barnes believes that the jobs out there are distributed to so many sites that it is getting harder for people to find jobs.    

Barnes believes that his EmploymentCrossing.com site is "a good first step" towards solving this problem because it consolidates every job it can find. In addition, EmploymentCrossing.com is a research company and does not charge employers to post jobs—all it does is research jobs.

"EmploymentCrossing's business model is to do nothing but consolidate every single job on our site. I view the number of Internet sites out there with jobs on them as a crisis and job seekers should too," says Barnes.

About EmploymentCrossing
EmploymentCrossing.com is a division of EmploymentScape, one of the largest employment companies in the world. Harrison Barnes can be reached at hbarnes @ employmentscape.com

Press Contact: Harrison Barnes
Company Name: EmploymentCrossing.com
Phone: 626-243-1815
Website: www.employmentcrossing.com

Consumers Take Control of Health Insurance Costs With Health Insurance Agency's Help

North Carolina Health Insurance Agency Help Consumers Take Control of Health Insurance Cost

Business, Economy, Finances, Banking & Insurance

Press release from: nchealthbenefits.com
PR Agency: Adviatech Corp

21.05.2008 - (openPR) - Many North Carolina health insurance consumers would love to lower their premiums, but are frightened by the idea of higher deductibles leading to financial problems in the event of an accident or illness. It can seem pointless to save money on premiums each month when those savings can be wiped out by one medical event.
For consumers in this situation, McLeod Insurance Agency, LLC., is pleased to offer access to Blue Cross and Blue Shield of North Carolina (R)'s BlueOptions Health Savings Account (SM) Over three million consumers nationwide have already taken advantage of programs like this one, which couples a low-premium, high-deductible health insurance plan with a tax-free savings account.

These health savings accounts offer insurance consumers tax deductions based on their yearly contributions to their medical savings account(up to $2900 yearly for individuals and $5800 yearly for families), tax-free investment earnings, and tax-free withdrawals for medical expenses. BlueOptions HA'S (SM) also enable families and individuals to grow savings that can be used to cover procedures and preventive measures that are sometimes neglected by typical health insurance policies. Two additional benefits conferred by HSAs are the liberty to choose where and whom to visit for medical procedures, and the portability of a health insurance plan that follows the insured from job to job, plan to plan, and state to state.
Consumers taking advantage of BlueOptions HSAs (SM) enjoy many of the same benefits associated with a traditional health insurance plan: prescription coverage, child coverage, preventive care, and a nationwide network of qualified providers. Those who choose BlueOptions (SM) have the added bonus of tax-advantaged payments and withdrawals and the relief of greatly reduced premiums (up to 50% in many cases).

BlueOptions HSAs (SM) are also available for business environments, enabling large businesses the freedom to cut costs and small businesses the potential to offer employer-paid health insurance for the first time.
To lean more visit: www.nchealthbenefits.com

Adviatech Corp., PR for nchealthbenefits.com
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017

NChealthbenefits.com offers health insurance in North Carolina. Their preferred North Carolina Health Insurance provider is Blue Cross and Blue Shield of North Carolina (R).
http://openpr.de/news/45118/North-Carolina-Health-Insurance
-Agency-Help-Consumers-Take-Control-of-Health-Insurance-Cost.html

Wayzata, Minnesota Loses Wealth Enhancement Group Headquarters

Wealth Enhancement Group Moves Headquarters to Plymouth, Minnesota

MINNEAPOLIS-- May 21, 2008 --Regional financial planning firm Wealth Enhancement Group has relocated its corporate headquarters to Plymouth, Minnesota from Wayzata, Minnesota recently. The move is to accommodate growth and improve client services.

"We are excited about our move to Plymouth," said Jeff Dekko, chief executive officer at Wealth Enhancement Group. "Our new headquarters provides the space we need to grow our firm. We can now offer additional amenities to our clients, such as expanded parking, and our new location is still within close proximity to our Wayzata location."

The new WEG headquarters is at 505 North Highway 169, Suite 900, in Plymouth. The phone number for client services remains the same: 763-417-1700.

About Wealth Enhancement Group

Wealth Enhancement Group is a Minneapolis, Minnesota based financial planning and advisor services firm. The firm specializes in financial, retirement, estate and tax planning. The firm also offers insurance and mortgage services and investment advisory services, securities are offered through LPL Financial. Member FINRA/SIPC. Wealth Enhancement Group has 123 employees and 12 offices in Minnesota, Iowa, and North Dakota. For further information, visit our web site at www.wealthenhancement.com

Contacts

Wealth Enhancement Group
Peter Relick, 800-492-1222

How to Use Home Equity Loans and Home Equity Lines of Credit

LendingTree.com Examines How to Use Home Equity Loans and Home Equity Lines of Credit Wisely

Learn more about home equity loans and lines of credit from LendingTree.com

Charlotte, N.C.  -  March 7, 2008 -- If you are grappling with whether or not you should get a home equity loan or line of credit, first consider the amount you need to borrow and what you need it for. Whether you need a one-time lump sum of money to pay for a home renovation, or an ongoing sum to pay for college costs, there is a financing method that will work to meet your needs. Let LendingTree.com walk you through some tips for both financial tools:

For one-time lump sums, a home equity loan (HEL) is the best way for you to borrow against the value of your house to pay for a one-time expense such as a renovation or buying a car. A HEL gives borrowers a lump sum of money, with a fixed monthly payment that is paid off over a specified period of time.    

For ongoing cash needs, a home equity line of credit (HELOC) may be the better option for borrowers. A HELOC is a form of revolving credit similar to a credit card, but often times with a much lower interest rate. Borrowers are given a specific credit limit and they can then draw funds whenever they need money, and then pay at least a minimum monthly payment with the option to pay off as much as they'd like. The ability to withdraw any amount, as opposed to a predetermined monthly allowance, allows those with HELOCs to pay for expenses that aren't necessarily planned out, such as medical bills or college costs.

Remember, when getting a HEL or a HELOC, either loan is collateralized based on the value of your home. What this means is if you default, your house is on the line as the loan is secured against your home. Interest rates for HELs and HELOCs are often lower than a credit card because of this so before you commit to either, please make sure you are able to repay the money you borrow. The last thing you want to do is put your home in jeopardy because you had difficulty paying your monthly HEL or HELOC bill.

For more information on HELs and HELOCs, please visit the LendingTree Smart Borrower Center.

About LendingTree, LLC
LendingTree, LLC is the nation's number one online lending exchange, providing a marketplace that connects consumers with multiple lenders that compete for their business. Since inception, LendingTree has facilitated more than 23 million loan requests and $185 billion in closed loan transactions. LendingTree provides access to mortgages and refinance loans, home equity loans/lines of credit, auto loans, personal loans, credit cards and high-yield savings accounts via www.lendingtree.com and 800-555-TREE.

Launched in 1998 with headquarters in Charlotte, North Carolina, LendingTree, LLC also owns and operates LendingTree Loans sm, LendingTree Settlement Services, LLC, GetSmart®, and HomeLoanCenter.com. LendingTree, LLC is an operating company of IAC.

Press Contact: ALLISON VAIL
Company Name: LendingTree.com
Phone: 704-943-8339
Website: www.lendingtree.com

Buy UK Property Investment Real Estate Now

UK Property Investment Alert: Buy Real Estate Now

Real Estate developers in the United Kingdom are feeling the heat as properties are being down valued, leaving easy pickings for savvy property investors with an eye for a bargain.

London  -  April 23, 2008 -- For some, the glass is half empty. For others, the glass is half full. It all depends which side of the property investment table you're sitting at.

Real Estate developers in the United Kingdom are feeling the heat as properties are being down valued, leaving easy pickings for savvy property investors with an eye for a bargain. Whether you're searching for a vacation property, homes or land for sale, condos, or a commercial property, now is a great time to pick up where somebody else has unfortunately, due to a declining market, been forced to drop off.

While the property investment and the real estate market may have gone quiet and lavish property investor exhibitions may be struggling to pull in the crowds, the advice from one of the internet's leading real estate investment websites is simple, and not exactly the "gloom and doom" portrayed by most of the media: 'Prepare your finances then go and get yourself a deal'.

Stuart Atkinson speaking on behalf of the Off Plan Property Exchange, recently commented on the looming real estate crisis in the United Kingdom with a more optimistic perspective.

"The market has changed within the UK and property owners have decided to stay put and do up their own properties. Basically it's all gone very quiet out there but conditions are perfect for property investment and perfect to build a property portfolio because the market is stagnant," Atkinson said.

Atkinson cites the following three key factors to take into consideration before you start your venture in real estate:
• Finance - Good finance can make or break any deal. Borrowing money on the right terms and at the right rate is absolutely essential. Talk to your bank but also make sure you talk to property investment specialists.
• Research - Always do your research. Anything bought now will have to be held on to until the market changes. Make sure that rents are sustainable, and that it will cover all expenses. Remember to always compare like for like. All property is not made equal.
• Deal - If you have the finance and you have done the research, you are in an excellent position to buy. Negotiate hard and make sure that the figures work based on your research

Atkinson continues, "My advice is simple - build and hold. I don't see people making money over night, at least not in the UK. A stagnant market is excellent for buyers who should be able to pick up a bargain that will stack up".

Continuing to expand its international footprint the property investment site currently represents clients in the United Kingdom, Dubai, Spain, Turkey, Bulgaria and Cyprus. By summer of 2008, the company plans to extend its service to the United States and Canada.

Off Plan Property Exchange offers additional advice on such subjects as real estate including commercial properties, homes, land, and condos as well as mortgage advice such as rates, calculators and professional opinion on their website.

Buyers and sellers interested in learning more about the benefits of off plan property investment are encouraged to visit the company's website, showcasing continuously updated real estate listings at www.offplanpropertyexchange.com

Press Contact: Stuart Atkinson
Company Name: OPPE Limited
Phone: 08456800758
Website: www.offplanpropertyexchange.com

Financial Events Webcasts Announced

Cypress Announces Webcasts of Upcoming Financial Events

Webcasts Will Be Available on Cypress's Website at: http://www.cypress.com/investors
JPMorgan 36th Annual Technology Conference
Lehman Brothers Worldwide Wireless and Wireline Tech Conference
Cowen 36th Annual Technology Conference

SAN JOSE, Calif.-- May 14, 2008 --Cypress Semiconductor Corp. (NYSE:CY) today announced that it will be making presentations at a number of events targeting financial institutions, investors and analysts.

On May 19, Cypress's Executive Vice President of Finance and Administration and Chief Financial Officer, Brad Buss, will address the JP Morgan Annual Technology Conference at the Westin Boston Waterfront Hotel in Boston, Mass. The presentation will be at 10:40 a.m. Eastern Daylight Time. Buss will also address the Lehman Brothers Worldwide Wireless and Wireline Technology Conference on May 29 at 12:30 p.m. EDT at the Hilton Hotel in New York City.

Also on May 29, Senior Vice President and Treasurer, Neil Weiss will address the Cowen 36th Annual Technology Conference in New York. The presentation will be at 2:35 p.m. EDT at The Plaza Hotel in New York City.

All presentations will be available live and on-demand through Cypress's website at: http://www.cypress.com/investors. The webcasts will be archived for two weeks.

About Cypress

Cypress delivers high-performance, mixed-signal, programmable solutions that provide customers with rapid time-to-market and exceptional system value. Cypress offerings include the PSoC® Programmable System-on-ChipT, USB controllers, general-purpose programmable clocks and memories. Cypress also offers wired and wireless connectivity solutions ranging from its WirelessUSBT radio system-on-chip, to West BridgeT and EZ-USB® FX2LP controllers that enhance connectivity and performance in multimedia handsets. Cypress serves numerous markets including consumer, computation, data communications, automotive, industrial, and solar power. Cypress trades on the NYSE under the ticker symbol CY. Visit Cypress online at www.cypress.com.

Cypress and the Cypress logo, PSoC and EZ-USB are registered trademarks of Cypress Semiconductor Corporation. Programmable System-on-Chip, WirelessUSB and West Bridge are trademarks of Cypress Semiconductor Corp. All other trademarks are the property of their respective owners
Contacts

Cypress CorpCom
Ed Rebello, 408-545-7665
ewr@cypress.com

List of Largest Baltimore Title Companies Ranks Equitable Land Title Group Fourth

Equitable Land Title Group Ranks Fourth in List of Largest Baltimore Title Companies

Equitable Land Title Group, a Baltimore-based title company that now serves customers nationwide, ranks fourth among the largest title companies in the Baltimore Business Journal's Book of Lists.

Baltimore, MD - May 9, 2008 -- Equitable Land Title Group (ELTG) has been serving customers nationwide since last year, but that doesn't mean they have lost any focus on doing business in their hometown of Baltimore, Maryland. The group recently ranked fourth among the largest title companies in Baltimore for the Baltimore Business Journal's Book of Lists.

The Baltimore Business Journal's Book of Lists is an annual publication that includes essential information on the leading buyers, businesses and employers in Baltimore. The book provides a look at the local economy, including contact information and important facts for top businesses, industries, professions, governmental units and nonprofit organizations. Making the list of top title companies in the Baltimore area is an honor for ELTG, whose star has been on the rise in recent years. After the demand for their services led the company to expand nationwide last year, they're clearly still on top of the local market. 
ELTG provides comprehensive real estate title and settlement services, thanks to their industry-leading technology and a team of highly resourceful problem solvers. The company serves homeowners, mortgage lenders and the real estate community with an efficient Web-based ordering and processing system that ensures greater accuracy and faster turnaround. Their commitment to service, coupled with leading technology, has enabled them to expand their business nationally.
"We are a technological leader in the title industry while making all of our clients feel as if they are our only client," according to Steven Lenet, Director of Operations.

For more information about ELTG and their services, visit www.eltg.net.

About Equitable Land Title Group:

ELTG is a Baltimore-based company that services real estate title needs nationwide. Located in Baltimore, Maryland and operating nationwide, ELTG keeps lenders, brokers and realtors in control of their settlements.

ELTG is unique. They provide the staff and technology to get settlements done efficiently and right the first time. They pride themselves on superior service and commitment to innovative technology solutions that improve the speed, efficiency and accuracy of title transactions.

Large volume, small volume, simple or complex - they can handle it all.

Health Insurance Advisor On Clinton-Obama Health Insurance Plans

Florida Health Insurance Advisor On Clinton-Obama Health Insurance Plans

With about two dozen reporters crammed in a press room, Presidential candidate Hillary Clinton outlined her universal health care plan, which "would provide tax credits to make insurance more affordable" and "require businesses to offer insurance to workers or pay into a pool for people without it." Florida's health insurance advisor Morgan Moran added 'her opponent, Barack Obama thinks her plan is just talk'.

November 29 -- Florida health insurance web, a health insurance information web site, in its November 2008 political report says "Hillary Clinton plans to expand Medicare and the federal employees' health insurance plan" and to cover those without adequate workplace insurance. Moran, a Florida health insurance consultant said, Democratic presidential candidate "Barack Obama is casting doubt on Clinton's ability to enforce a requirement in her plan that every American buy health insurance."

"Clinton's plan is the most sweeping universal plan offered by any of the 2008 candidates." According to Moran, her campaign is pulling out all the stops on the health insurance issue.

FloridaHealthInsuranceWeb.com, reporting on each of the presidential candidates positions on healthcare said, "Clinton and Obama are the latest to argue over healthcare. 'The upcoming elections will impact Florida's health care system as far as benefits and rates are concerned' said Moran, 'whichever candidate takes the White House in 2009, Florida residents may end up with better health care than they have today'. "Health insurance is finally on the bargaining table and we all may benefit from it."

Clinton points to her web site where her position on healthcare is clearly stated. On her website www.hillaryclinton.com she has posted the following points:

(1) If you have an insurance plan you like, you can keep it. If you want to change plans or aren't currently covered, you can choose from dozens of the same plans available to members of Congress, or you can opt into a public plan option like Medicare. And working families will get tax credits to help pay their premiums.

(2) Small businesses are the engine of new job growth in the U.S. economy but face bigger challenges when it comes to providing health care for their employees. Hillary would give tax credits to small businesses that provide health care to their workers to help defray their coverage costs. This will make small businesses more competitive and help create good jobs with health benefits that will stay here in the US.

(3) Insurance companies won't be able to deny you coverage or drop you because their computer model says you're not worth it. They will have to offer and renew coverage to anyone who applies and pays their premium. And like other things that you buy, they will have to compete for your business based on quality and price. Families will have the security of knowing that if they become ill or lose their jobs, they won't lose their coverage.

(4) Nobody has worked harder or longer to improve health care than Hillary Clinton. From her time in Arkansas when she improved rural health care to her successful effort to create the SCHIP Children's Health Insurance program which now covers six million children, Hillary has the strength and experience to ensure that every man, woman and child in America has quality, affordable health care.

"Clinton has been criticizing Obama's health care plan for falling short of universal health coverage" said Moran, because unlike her plan, "Obama's (plan) would not require every American to buy insurance". Obama claims "his plan would lower the cost of insurance and guarantee access", removing the obstacles most often faced by people without insurance.

This week Obama argued that his rival (CLINTON) has been unwilling to say how she would enforce the mandate to buy health insurance. Without enforcement, "Obama said, it is nothing more than an empty 'political talking point'."

"Sen. Clinton still hasn't explained what this mandate is: What's she going to do if somebody doesn't purchase health care? Is she going to fine them? Is she going to garnish their wages?" Obama said.

"One of the problems with Clinton's health insurance approach, is that she hasn't been straight with the American people about how she's going to 'impose this mandate'. And without an enforcement mechanism, there is no mandate. It's just a political talking point," he continued.

A spokesman for the Clinton campaign, Lori Singer commented, "The fact remains that Sen. "Obama is going around saying he has a universal health care plan that in fact excludes 15 million Americans." Obama's own health care plan does include a requirement that families purchase insurance for their children.

Shortly after, Obama sent out a memo noting that in Massachusetts, the only state so far to require residents to buy health insurance, "hundreds of thousands of people have not purchased insurance despite a fine levied on those who fail to do so through their tax returns".

About Morgan Moran and FHI-Web
Florida Health Insurance Web is a health insurance consulting service. Find out about health insurance from the experts in a free online or phone consultation. Florida health insurance web is a source of health insurance news, agents, and insurance carriers covering individuals in the state of Florida. Individuals can get insurance quotes, search rates online by city, read current insurance news and events. For a directory and archive of Florida Health Insurance News or Consultants, or free health insurance quotes, please visit www.FloridaHealthInsuranceWeb.com.

Press Contact: Morgan Moran
Company Name: Florida Health Insurance Consulting
Phone: (800) 554-9142
Website: http://www.floridahealthinsuranceweb.com

Working Capital Finance Services for Growing Companies

Far West Capital Announces Working Capital Finance Services for Growing Companies

Texas-based factoring company provides working capital financing services for customers across the United States, through accounts receivable factoring, asset-based lending and similar services.

Cedar Park, TX  -  October 12, 2007 -- Small businesses in need of working capital financing have a new option. Far West Capital provides invoice factoring, asset based lending, and similar services designed to provide growing companies with much-needed working capital. Based in Texas, the company serves customers nationwide.

Far West Capital is a specialty finance company that provides highly customized working capital services to small and medium-sized companies. These services can benefit any business with accounts receivable (invoices) that needs capital for sustained operation and continued growth. Companies can use the working capital they obtain through this service for a variety of business needs -- material acquisition, operating capital, turnaround financing, recapitalization and more.

Working Capital Finance, Explained

Working capital refers to liquid assets a company has with which to operate. By extension, working capital financing refers to various financial services that provide businesses with the capital they need to maintain their operations.

"Essentially, we provide companies with the cash flow they need to keep their businesses going," said Cole Harmonson, the company's president, "so our primary service is referred to as working capital financing."

Far West Capital provides financing through several channels:
* Factoring of Accounts Receivable - Customers sell their outstanding invoices or receivables in exchange for cash / working capital for their business. Also commonly referred to as invoice factoring services.
* Asset Based Lending - Customers present a borrowing base, which consists of their existing and ongoing accounts receivable and inventory. The customer then receives funding upon presentation of that base.
* Purchase Order Financing - Far West Capital assumes the customer's purchase orders in exchange for cash / working capital for their business.

A Factoring Company With a Difference

Leading Far West Capital is Cole Harmonson, who has more than 11 years' experience in the world of working capital financing and factoring. Harmonson explained what it is that makes Far West Capital different from other factoring companies within the working capital finance industry:

"We customize the relationship based on the needs of our clients. A lot of factoring companies preach that, but we practice it as well. Each client is different, so we start the process with this in mind, and then we create a financing solution around their individual needs. It's challenging for us, but it helps us differentiate our company by providing a more flexible service to clients."

Like Harmonson, the other members of Far West Capital are equally experienced in the world of working capital finance. In fact, the entire Far West team formerly worked together managing the Working Capital Finance Group of State Bank. Combined, the team has more than 25 years' experience with accounts receivable financing, invoice factoring, and other aspects of working capital.

An Educational Approach to Finance

Far West Capital also takes an educational approach to their business. Their website is packed with information that explains their services, and they've even started a working capital blog (a first of its kind) to further educate potential customers on the ins and outs of working capital financing. Visit the blog at http://www.farwestcap.com/blog/

"A lot of companies need our services without even realizing it," Harmonson explained. "They want to convert their accounts receivable into working cash flow, but they don't know how to go about it. Some have never even heard of factoring. That's one of the reasons we focus so heavily on customer education ... to connect our services with the needs of our potential customers."

About the Company
Far West Capital provides working capital to growing companies through accounts receivable and inventory financing tools. Based in Cedar Park, Texas, the company serves growing businesses across the United States. To learn more about the company and their financial services, please call or visit them online:

www.FarWestCap.com
info(at)farwestcap.com
512-528-1490

Safe Harbor Statement:
This release includes forward-looking statements about the company's products and services. All such forward-looking statements are subject to uncertainties that could cause actual products and services to differ from those in forward-looking statements.

Press Contact: Melissa Cornett
Company Name: Far West Capital
Phone: (512) 528-1629
Website: http://www.farwestcap.com

Retirement Services Direct IRA Funds into Income Property Investments

Self-Direct Your IRA Funds into Income Property Investments with RealSource Retirement Services

Families and individuals do not have to limit their retirement funds to a range of products or investment policies offered by their employer or financial/insurance institution. RealSource Retirement Services is helping generate monthly income and increased wealth for those who no longer wish to be bound to traditional investment choices or are limited in their ability to invest their hard-earned money as they see fit.

Howell, NJ  -  April 15, 2008 -- Families and individuals do not have to limit their retirement funds to a range of products or investment policies offered by their employer or financial/insurance institution. RealSource Retirement Services is helping generate monthly income and increased wealth for those who no longer wish to be bound to traditional investment choices or are limited in their ability to invest their hard-earned money as they see fit. This is done with their retirement funds by placing them into income property investments that make sense – and in markets that work.

"Despite the negative media attention, there are still real estate markets that fall outside of that, that haven't slowed down and that are still growing at extremely strong and beneficial levels," said Jeremy Hanks, Director of RealSource Retirement Services, whose firm presents investors with self-directed retirement opportunities that have reasonable risk levels and higher net returns. "There are risks out there but if you can locate yourself within the right market with the right tools, the rewards are tremendous, a lot better than most, if not all, individual retirement plans – and remember, you are in control of your money."

RealSource Retirement Services has made available an audio Webinar that highlights the RealSource economic model, how to identify markets that have the best investment potential and the ability to separate that into which markets have the best cash flow opportunities and which markets have the best appreciation opportunities. To listen to the audio Webinar, go to www.incomepropertyinvestmenttalk.com/realsource_investor_ira.htm.

"Ideally, as self directing IRA investors, you should look for both appreciation and cash flow in the right place at the right time," said Michael Madsen, Director of RealSource Retirement Services. "A self directed IRA protects assets from creditors and frivolous lawsuits, plus real estate as an investment has generated more wealth than any other vehicle for investors who understood how to avoid common mistakes. We help IRA fund holders invest in real estate well."

To schedule a one-on-one consultation with Messrs. Hanks and Madsen, call (800) 929-2150 or e-mail them at RRS @ realsource.net. To listen to the audio Webinar, go to www.incomepropertyinvestmenttalk.com/realsource_investor_ira.htm.


Press Contact: Peter L. Mosca
Company Name: RealSource Retirement Services
Phone: 732.841.4778
Website: www.IncomePropertyInvestmentTalk.com

Cell Phone Surveillance Product Uses SMS/GPRS/Bluetooth

Neo-Call First Cell Phone Surveillance Product to Use a Combined SMS/GPRS/Bluetooth for Information Transfer

Technological upgrades make it less expensive for Neo-Call users to transfer information between cell phones. Contrary to recent press reports about competing software packages, Neo-Call were the first to market with telephone monitoring software and Neo-Call software is neither detectable as a virus nor has been labeled as malware.

Mulhouse, FR  -  September 28 -- Neo-Call, a software package enabling users to monitor calls on a predefined target phone, announces a major upgrade integrating Bluetooth technology: Neo-LOG PRO. Users can eliminate data transfer charges between phones using Bluetooth and can set transfers according to a regular schedule or on request.

Recent press reports chronicling the competing package Flexispy's arrival on the market have cast cell-phone surveillance software in a negative light. M. Malone, spokesperson for Neo-Call, says it's very clear his company's software, not the recently released Flexispy package, was the first on the market. He warns users not to let bad press keep them from evaluating the merits surveillance products for legitimate uses.

"We have been on the market for a number of years and we already released dozens of new softwares," Malone said. "Neo-Call is the world's first that offer free trial period for the purpose."

Neo-Call works in the following way. Users install the software on a target phone and set their telephone number a predefined monitoring number. Whenever someone places a call to or from the target phone, their telephone numbers, voice recordings and text messages can be heard and recorded by someone calling from the phone with the predefined number. The software also provides a means of determining where a cell phone is geographically at a given moment.

"Unlike other software packages, ours does not require a third party intermediary server during data transfer," Malone said.

Neo-Call can be used to check a wayward spouse's phone, see if your teenager is dealing drugs or has fallen in with the wrong crowd, track a stolen car, see if employees are sharing secrets and keep track of members of a sales force, or use as a mobile baby monitor. Users must be careful to know the laws regarding listening to and recording calls because they are responsible for following laws in all jurisdictions where they are using Neo-Call.

Until now, users have been forced to rely on SMS and GPRS transfer to glean data from the target phone. This method results in data transfer charges to the target telephone but not the recipient's telephone. Bluetooth is a much better option for data transfer because neither phone incurs charges. Furthermore, it means data can now be downloaded from prepaid cell phones that have run out of units. Using Bluetooth, all data, including voice recordings, SMS copies, and a call list, are stored on the target phone and readied for a regular daily transfer to the recipient's phone.

To order, visit the company's website at http://www.neo-call.com/index.php?env=-index:m3--1-4-s. Buyers can customize software on the fly and download a package with the selected components to their telephone. Free trial is available at http://www.mobile-secuware.com.

Contact:
Aston Maurice
Neo-Call
+33614677471
email protected from spam bots

Press Contact: ASTON MAURICE
Company Name: Neo-Call
Phone: +33614677471
Website: www.neo-call.com

Red Flags Resource Center Helps Financial Institutions Comply with New FACT Act

Wolters Kluwer Financial Services Launches Red Flags Resource Center to Help Financial Institutions Comply with New FACT Act Requirements

Web Site Helps Institutions Learn How to Build Comprehensive Identity Theft Prevention Program to Meet the Red Flag Rules

MINNEAPOLIS-- May 07, 2008 --Less than six months from now, U.S. financial institutions will be required by federal regulators to have implemented a comprehensive identity theft prevention program under the requirements of the Fair and Accurate Credit Transaction (FACT) Act's new Red Flag Rules. To help institutions ensure they meet the regulators' mandatory Nov. 1 compliance date, Wolters Kluwer Financial Services today announced the launch of the company's new Red Flags Resource Center.

The Red Flags Resource Center is a Web site devoted to providing financial institutions with practical information that will help them address the requirements of the new Red Flag Rules. By visiting www.WoltersKluwerFS.com/RedFlagInfo, institutions can learn how to build or update their identity theft prevention program to ensure compliance with the new requirements.

The site's content includes free access to articles, a blog and other information as well as additional tools available separately that can help financial institutions develop policies, create programs, train employees and implement a compliance solution.

"Wolters Kluwer Financial Services has a reputation for helping financial institutions swiftly and efficiently comply with regulatory changes," said Todd Cooper, vice president and general manager of the company's Financial Intelligence Unit. "The new Red Flags Resource Center builds upon that reputation by helping institutions solidify compliance with the new requirements so they are prepared for regulator review come Nov. 1."

About Wolters Kluwer Financial Services

Wolters Kluwer Financial Services provides best-in-class compliance, content, and technology solutions and services that help financial organizations manage risk and improve efficiency and effectiveness across their enterprise. The organization's prominent brands include Bankers Systems, VMP® Mortgage Solutions, PCi, GulfPak, Desert Document Services®, AppOne®, GainsKeeper®, CCH® Capital Changes, NILS INsource®, AuthenticWebT and CCH® Wall Street.

Wolters Kluwer Financial Services' solutions include integrated and stand-alone compliance and workflow tools, documentation, analytics, authoritative information and professional services. Customers include banks, credit unions, mortgage lenders and securities and insurance organizations of all sizes throughout the United States. For more information on Wolters Kluwer Financial Services, visit www.WoltersKluwerFS.com.

Wolters Kluwer is a leading global information services and publishing company. The company provides products and services globally for professionals in the health, tax, accounting, corporate, financial services, legal and regulatory sectors. Wolters Kluwer has annual revenues (2007) of ?3.4 billion ($4.8 billion), maintains operations in over 33 countries across Europe, North America and Asia Pacific and employs approximately 19,500 people worldwide. Wolters Kluwer is headquartered in Amsterdam, the Netherlands. Visit www.WoltersKluwer.com for information about our market positions, customers, brands and organization.

Contacts

Wolters Kluwer Financial Services
Jennifer Marso, 612-852-7912
Director of Corporate Communications
Jennifer.marso@wolterskluwer.com
or
Charles Miller, 320-240-5457
Senior Public Relations Specialist
Charles.miller@wolterskluwer.com

Retirement Plans Supports Small Business Community Online

Nationwide Retirement Plans Supports Online Community for Small Business

Nationwide and PartnerUp.com Connect to Help Entrepreneurs Grow Businesses

COLUMBUS, Ohio-- May 05, 2008 --Nationwide Financial Services, Inc. (NYSE: NFS) is stepping up its commitment to supporting small businesses through sponsorship of PartnerUp, the first and largest online community designed to connect and serve the needs of small business owners.

Nationwide's support of PartnerUp enables small business owners to network with other small business owners, ask for and offer up assistance, and find small-business-friendly service providers and commercial real estate spaces for their businesses.

"PartnerUp serves as an excellent resource and unmatched networking opportunity for the small business community and Nationwide is proud to support the work that it does," said Bill Jackson, president of Nationwide Retirement Plans. "Many small business owners wear multiple hats and often don't have the time, resources or expertise to manage a retirement plan. Nationwide understands the demands on their time and offers clear and understandable resources to help them and their employees save for retirement so that they can focus on running their businesses."

Nationwide is the largest provider of defined contribution plans in the country1 and has products specifically designed to meet the needs of small businesses. Nationwide Retirement Innovator offers both target maturity funds for those who need some help making investment decisions and the Nationwide Financial® Fund Window for those who want choice and a broader selection of funds.

Nationwide and PartnerUp commented that they are committed to working together to provide the support and insight entrepreneurs need to succeed in today's business environment.

"PartnerUp is excited to have the support of Nationwide, one of the country's largest providers of insurance and financial services for small business," said Steve Nielsen, founder and CEO of PartnerUp. "We look forward to working with Nationwide to roll out additional tools and resources that help small business owners start, grow and manage their businesses."

Small business owners who are looking for more information on how they and their employees can save and prepare for retirement can visit www.nationwide.com/retirementplans or call toll free 1-800-262-401K.

About Nationwide

Nationwide, based in Columbus, Ohio, is one of the largest diversified insurance and financial services organizations in the world, with more than $161 billion in assets. Nationwide ranks #108 on the Fortune 500 list. The company provides a full range of insurance and financial services, including auto, motorcycle, boat, homeowners, life, farm, commercial insurance, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services. For more information, visit www.nationwide.com.

About PartnerUp

PartnerUp is the first and largest online community that focuses solely on helping small business owners start, grow and manage their businesses. The company allows small business owners to network with other small business owners, ask for and offer up advice, and find service providers and commercial real estate. PartnerUp was founded in February 2005 and is headquartered in Minneapolis. For more information, visit www.partnerup.com.

1 Based on the number of recordkeeping plans, PLANSPONSOR magazine (June 2007).

Please note that the investment options offered through the Nationwide Financial® Fund Window may require investment expertise and/or professional management advice to prudently manage. Nationwide® does not monitor these funds. In addition, some of these investment options may have higher Nationwide asset fees than the designated investment options. Nationwide does not make recommendations or give investment advice.

Target Maturity Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Maturity Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.

The Nationwide® Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, FSB a division of Nationwide Bank®. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH 43215-2220.

Nationwide, Nationwide Bank, Nationwide Financial, the Nationwide framemark, Life Comes at You Fast and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company.
Contacts

Nationwide
Carah Brody, 614-677-0275
brodyc@nationwide.com
or
PartnerUp
Megan Dorn, 952-229-8300 x344
Megan_Dorn@PartnerUp.com

Different Solution to Real Estate Mortgage Crisis Needed

Real Estate Center Economist: Different Solution to Mortgage Crisis Needed

The five-year freeze on mortgage interest rates recently announced by the federal government may be intended to help responsible homeowners avoid foreclosure, but a noted economist with the Real Estate Center at Texas A&M University says there may be a better solution to the mortgage crisis.

College Station, Tex.  -  December 19 -- The five-year freeze on mortgage interest rates recently announced by the federal government may be intended to help responsible homeowners avoid foreclosure, but a noted economist with the Real Estate Center at Texas A&M University says there may be a better solution to the mortgage crisis.

"The federal government has to be very careful in addressing this problem," said Dr. Mark Dotzour, the Center's chief economist. "Aggressive government intervention in the mortgage market will only create additional uncertainty for bond investors. Freezing interest rates is a bad idea. When you tell an investor that the contract they hold is no longer valid, it constitutes actual taking of private property."

Dotzour added that if the government intervenes and rewrites the terms of existing mortgage contracts, bond investors will become leery of buying mortgage bonds in the future and will demand higher interest rates for the higher perceived risk.

Research Economist Dr. James Gaines, also with the Center, agrees, calling the basic premise of the plan shaky and the details sketchy.

"For the most part, the homeowners and borrowers likely to benefit from the interest rate freeze are the very same people who would have the best chance of renegotiating their loans with the lender in the first place — a borrower with a relatively sound credit rating and a history of making payments who simply needs a little help to keep from going into full default," Gaines said.

So how can the federal government speed the recovery process in the U.S. housing markets?

The first thing the government should do, Dotzour said, is cut short-term interest rates to 2 or 3 percent. At the same time, they could aggressively purchase mortgage bonds and long treasuries to drive down the ten-year yield, which Dotzour said has already dropped below 4 percent in the past six months.

After that, the government needs to address the increased risk premium in the mortgage market by establishing conservative mortgage guidelines and creating a new government "seal of approval" for mortgage loans that meet standard underwriting guidelines. Dotzour said this would help raise confidence in private bond rating agencies and the mortgage insurance industry.

"Together, these efforts would drive down mortgage interest rates dramatically and allow American homeowners to refinance," Dotzour said. "This looks like heavy-handed government intervention into the housing market, but we are likely to see heavy-handed intervention anyway, so we might as well do something that might actually work."

The Real Estate Center (http://recenter.tamu.edu) has been providing solutions through research for 35 years. Funded primarily by Texas real estate licensee fees, the Center was created by the state legislature to meet the needs of many audiences, including the real estate industry, instructors, researchers and the general public.

Note to Editors
To interview Dr. Mark Dotzour, call 979-862-6292

Additional research information:

Dr. James Gaines, 979-845-2079

Other contacts: Bryan Pope, 979-845-2088, BPope(at)mays.tamu.edu. For information on the Real Estate Center, contact Senior Editor David. S. Jones at 979-845-2039 (voice), 979-845-0460 (fax) or djones(at)recenter.tamu.edu. More than 29,000 pages of data are available at the Center's web site.

Press Contact: Dr. Mark Dotzour
Company Name: The Real Estate Center
Phone: 979-862-6292
Website: recenter.tamu.edu