Cash For Structured Settlements

I keep seeing many ads from several companies that talk about cash for structured settlements. It seems to make sense that if you have some kind of judgements or settlement that will be paying you slowly over time, that you want to get all of it now and not have to wait.

But I wonder what the cost for selling to a structure settlement broker is? Since there are so many ads, I have to think that people will take a LOT less cash if they don't have to wait for their money. So I'm not so sure that's really a good idea. It might make more sense to get a loan from a bank or someplace else and pay a lower percentage rate.

New Breakthrough Service to Help Sell Homes Fast

WeBuyHouses.com Provides New, Breakthrough Service to Help Sell Homes Fast

When most people think of selling their house, they think of the long process of getting an agent, showing the house, and negotiating with potential buyers. Newly launched WeBuyHouses.com has introduced a service that splits home selling troubles in half by connecting sellers with home investors who will buy your home fast, and often pay cash for it as well.

Boca Raton, FL (PRWEB) January 19, 2008 -- Most homeowners love their home, which of course, is probably why they bought it in the first place. Sometimes, however, life happens--career changes, military moves, or even less fortunate situations come up--and those very homeowners find themselves in situations where they must sell their home right away. There are many options for homeowners to consider when they find they must sell their home fast. Perhaps one option that gets some of the fastest results is the newly launched WeBuyHouses.com.

WeBuyHouses.com is a home investment site designed for people whose goal is to sell and get cash for their homes quickly. Regardless of the size, price, or condition of the home, or even for the reason of the sale, this company is a good choice to get the sale done fast. The real estate agents there have the necessary experience to help homeowners accomplish this goal--no matter where the home is located. They have home investors in every city of the US who are ready and willing to help.

One of the main goals for their business is not just selling homes; it's about making the sale as quick and easy as possible for the home owner. This is a goal they take very seriously because the agents at WeBuyHouses.com understand how stressful selling a home can be--especially when people need to sell fast. They really aim to relieve the frustrated and anxious feelings that often accompany real estate sales.    

WeBuyHouses.com has a very user friendly website set up so that potential clients can see what the agents do there and how the company works. There are also great customer testimonials that speak of how simple it was for them to sell their home through We Buy Houses.

They make the process easy. All an interested seller has to do is visit their website, read what they are all about, and then fill out a short contact form. The contact form is secure, protected from spammers, and does not get placed on alternate mailing lists. An agent will contact that person and get the process moving. In fact, it is not unusual for them to be able to make a written offer within hours of making their initial contact.

Whatever the reason for needing to sell, WeBuyHouses.com makes the process quick and easy.

For more information on WeBuyHouses.com, don't hesitate to visit their website at http://www.webuyhouses.com.

Press Contact: Chris Hartwell
Company Name: We Buy Houses
Phone: 888-220-7361
Website: http://www.webuyhouses.com

New Digital Postal Metering Standards

Regulus Among First to Meet New Digital Postal Metering Standards

Largest Independent Provider of Bill Presentment and Payment Processing Solutions Partners With Pitney Bowes to Improve Mail Management

NAPA, CA -- Regulus, the nation's largest independent provider of paper and electronic-based bill presentment and processing solutions, announced today its successful compliance with Phase III of the U.S. Postal Service's (USPS) Plan for Secure Postage Meter Technology. The new standards improve postage accounting capabilities for increased accuracy while strengthening postal security.

Regulus, which worked closely with Pitney Bowes on the digital postal metering project, is among the first outsource print vendors to meet the December 31, 2006 compliance deadline. The difficulty of meeting the more stringent compliance standard led the USPS to allow temporary exceptions for vendors unable to meet the established deadline.

"Regulus is proud to team with another industry leader in demonstrating its commitment to the highest levels of postal accounting and regulatory compliance," said Jason Gaskey, Regulus print operations director. "We have undertaken a major initiative to meet USPS standards on schedule and will continue to prioritize the crucial task of making our mail management systems more efficient and effective."

Regulus integrated Pitney Bowes' industry-proven DM Infinity Series Digital Mailing System and its DFWorks Postage Accounting Solution into its nationwide network of document processing facilities. Pitney Bowes' secure IBI-compliant technology is the most widely adopted digital metering standard in the industry.

"Accuracy and compliance have never been more critical than today," said Patrick Brand, President of Document Factory Solutions, a division of Pitney Bowes. "We share Regulus' commitment to protecting the integrity of its postal systems. Our solutions automate manual processes to increase productivity while increasing management capabilities and control."

The USPS' overhaul of its metering standards began in 1995 and will last through at least 2008. Phase I retired all mechanical meters, Phase II retired all manually reset meters and Phase III migrates letterpress meters to the enhanced security of digitally printing meters. Compliance with Phase III is the result of a recently completed multimillion-dollar initiative in which Regulus bolstered its existing advanced mail monitoring technologies to meet ever-increasing security and compliance requirements.

As part of the Phase III initiative, Regulus replaced more than 60 manually-adjusted meters across its nationwide network of facilities with Pitney Bowes' state-of-the-art digital meters that can be remotely monitored and reset via the Internet. Additionally, Regulus installed network feeds to all of its meters and reintegrated the upgraded system with the company's accounting system. These improvements allow Regulus to closely track metered and manifest mail in order to ensure the most accurate mail and postage tracking possible.

ABOUT REGULUS

Headquartered in Napa, California, Regulus (www.regulusgroup.com) is the leading U.S. outsourcer and integrated provider of bill presentment and payment processing; servicing nearly 2 billion paper and electronic items annually for Fortune 500 customers. Regulus provides an end-to-end solution covering every aspect of a transaction from the point when a corporation releases a billing file for invoicing to the posting of the associated paper or electronic payment, and thereafter in the support of customer care and collections. By exploiting the data from the total transaction, Regulus offers unique, value added services that provide measurable results with a positive impact across the payment cycle.

Revenues to Increase For Debt Collection Industry

Debt Collection Industry Expert Expects Revenues to Increase to $22.2 Billion by 2011

Kaulkin Ginsberg projects the collection industry's revenues to increase to $22.2 Billion by 2011. Research shows that levels will continue to compound at an annual rate of 6% over the next several years. The seminal research report is available exclusively on insideARM.com, a division of Kaulkin Ginsberg that specializes in the latest collection news.

Bethesda, MD (PRWEB) September 20, 2007 - Revenues for the debt collection industry are projected to grow at an annual rate of six percent - from $16.7 billion in 2006 to $22.2 billion in 2011 - according to new research from Kaulkin Ginsberg, the leading provider of M&A, strategic advice, and research to the Accounts Receivable Management (ARM) industry.

Full results of the original research have been published in the 7th edition of The Kaulkin Report, a biennial overview of the industry, available for purchase online exclusively on insideARM.com, the industry's leading web portal. The report provides projections on how the industry is expected to evolve over the next five years, based on expert analysis of U.S. collections markets and scores of interviews with ARM company owners and executives.

"This edition of The Kaulkin Report will provide carefully-informed predictions about where the industry is headed in coming years," said Michael Klozotsky, a Kaulkin Media Research Analyst.

U.S. consumers will hold $3.2 trillion in outstanding credit in 2011. That will impact thousands of ARM companies in various competitive markets who will be charged with assisting creditors to convert delinquent receivables into cash when consumers fail to meet their financial obligations.

This research predicts that the largest of those markets--contingency (or third party) collectors--will grow to earn revenues of $11.6 billion by 2011. Over the same period, the fastest-growing ARM market will be collection law firms, which the report forecasts will grow at a significant compound annual rate of 16 percent between 2006 and 2011.

For more information about the 7th edition of The Kaulkin Report: The Future of Receivables Management, visit http://www.insidearm.com/store/index.cfm?fuseaction=product.display&Product_ID=30

About Kaulkin Ginsberg Company:

Kaulkin Ginsberg is the leading strategic advisor for accounts receivable management (ARM). For ARM service providers, our value-add services focus on analysis, growth, and exit strategies. For credit grantors, our focus is on optimizing receivables management strategies.

About insideARM.com:

Kaulkin Media provides news and information on the recovery of debt in all industries. We put the news in perspective, provide unique insight into challenges that face the industry, and facilitate collaboration among peer executives. Publications include www.insideARM.com ™, www.jobsinsideARM.com , The ARM Insider™, Bank/Credit Card News, and other monthly e-newsletters for the accounts receivable management (ARM) industry. Kaulkin Media's analyst group conducts sector-specific research that provides a level of authority and in-depth analysis not found anywhere else.

Contact:

Michael R. Klozotsky
Analyst, Kaulkin Media
Tel: (301) 907-0840 ext. 123
email protected from spam bots

Press Contact: Michael R. Klozotsky
Company Name: Kaulkin Ginsberg Company
Phone: (301) 907-0840
Website: http://www.insidearm.com/

Financial Portal Adds Domestic International Financing

Online Financial Portal Adds Domestic, International Financing

In addition to providing an online mortgage broker directory and residential loan help, LendingGateway.com now provides funding for Commercial projects in the US, Mexico, and Costa Rica.

San Diego, CA (PRWEB) January 14, 2008 -- LendingGateway.com is pleased to announce additional financial services including funding preconstruction and commercial loans in the United States, Mexico and Costa Rica. The addition of domestic and international commercial lending allows LendingGateway.com to service virtually any financial sector including credit debt repair, auto financing, insurance, tax debt relief, home purchase and refinance, and now international and domestic pre-construction and commercial loans.

"Our unique relationships with international lenders, hedge funds, industry contacts, and individual investors are key in getting challenging deals funded quickly whether the property under development is in the US or Mexico," remarks Alexander Capio, CEO of LendingGateway.com. "Our network offers us some really flexible and rapid financing of virtually any type of property in the US, Mexico, or Costa Rica. We're currently building out a European operation so we can become a truly international operation."

In addition to negotiating commercial loans and funding domestic residential loans, LendingGateway.com provides leads to the mortgage industry. "Of course we are still a major lead generator for mortgage and finance verticals including mortgage purchase and refinance, debt consolidation, auto finance, tax debt help, and various types of insurance," explains Sales Executive Ashley Noonan, "we continue to sell real time leads to the industry. Many of my client companies depend on our marketing efforts for their survival. We still provide a lender directory for consumers to shop as well as sending quality leads to banks, lenders, branches, and loan officers. And now, with all the marketing we're doing for commercial loans we are signing up lots of commercial lenders on both cost per lead and revenue share models to provide them with inbound calls."

LendingGateway.com's unique lender and investor relationships allow for funding of international loans in Mexico and Costa Rica up to $300 million and funding of domestic commercial loans up to $150 million. The company plans on being able to fund internationally up to $500 million by Q2 2008 as they add more investors and hedge funds to their list of partners.

Companies and individuals seeking help with a commercial loan simply fill out a short commercial loan application. Companies and individuals who are looking to put together funding in Mexico or Costa Rica can apply for an international loan here. LendingGateway.com's proprietary software quickly matches the party applying with a lender who will be able to fund the loan in the most advantageous and timely manner.

LendingGateway.com is a privately owned online advertising company working with lenders and consumers. Borrowers can get help with their loans by visiting to sign up for lender services or call toll-free (888) 278-4792.

Press Contact: Scott Olson
Company Name: Lending Gateway, LLC
Phone: 760-717-3470
Website: http://www.lendinggateway.com/index.html

Find a Debt Settlement Company that Guarantees Results

Absolute Debt Solutions Founder Advises Consumers to Find a Debt Settlement Company that Guarantees Results Before You Pay

Absolute Debt Solutions guarantees that consumers won't pay a cent until they get a signed guarantee.

Plano, TX (PRWEB) January 8, 2008 -- For consumers looking to get out of debt, the Founder and CEO of Absolute Debt Solutions, Tom Bates, advises looking for a debt settlement company that guarantees their results. Bates says as the debt settlement industry continues to establish itself, one thing that seems to be standard across the board is fees and lack of a guarantee.

"They all want to get paid and it is not cheap," says Tom Bates, Founder and CEO of Absolute Debt Solutions. "You will spend at least 12% of your total debt for your average debt settlement company to assist you in settling your unsecured debts. That is in addition to the continuing late fees from the bank."

So, he says a debt settlement company's advertisement that reads 40-to-60% savings is not really accurate and he advises reading the fine print.

"There is the issue of taxes when the 1099c comes from the bank," says Bates. "There goes another 14% based on the amount saved. So the sales pitch of 40-to-60% just fell to 15-to-25% saved. Well, if all they are going to get you is 15-to-25%, why do you need them? You don't. You need a company that has a track record that produces real debt settlements, with a solid guarantee. Plus, if they are so good at what they do, then why pay them one dime until the work is guaranteed? You don't pay anything 'til the car is back and running from the mechanic, right? How about the pool man or the yard man, or even the barber? Are you going to pay before your hair is cut? No -- and you should not pay 'til your debts are settled according to a signed guarantee."

Some companies come highly recommended and come with endorsements and affiliations. Bates says not to be fooled by meaningless certificates; many of these companies have paid thousands of dollars to become members of these organizations. On top of that, these organizations have no say in the acts of the company. In fact, Bates says, many of these organizations are run by owners and directors of settlement companies.

"The BBB, to my knowledge, has never been to any of their offices," says Bates. "Unless the company is certified and there are standard follow up procedures on a weekly or monthly basis, a framed certificate or trophy of affiliation is worthless. Accountability is everything."

Bates questions why people who are already in a financial decline should create more debt to resolve the problems they already have. He says the situation may get even worse than the one they're already in. If consumers pay a debt settlement company regularly for one or even two years, they will have paid thousands of dollars they can't afford and have saved little for the settlement unless they have a solid guarantee. "This does not sound to me like these companies have the consumers' best interests in mind," says Bates.

In most cases, creditors can and will settle for pennies on the dollar with the right approach. But Bates asks why consumers should pay anything until the work is done and guaranteed? Bates says debt settlement, like many other industries, should charge based on results.

"No debt settlement company can help you unless and until you have money to use for settlement," says Bates. "So until you have these funds, they are simply a mail box for you. And, should they stop the calls from the collectors, that's great -- or is it? If the bank can't call and can't write, what can they do? They can and in most cases will, file suit. Though a law suit is not the end of the world, they are not much fun. They will still settle, but at a much higher rate."

After more than a decade in the credit and finance industry, Tom Bates has developed a Debt Settlement company to assist consumers without being taken for a ride. Absolute Debt Solutions promises consumers pay nothing more than what is guaranteed for settlement, plus all graduates of the debt settlement program will receive free credit repair. For more information, please visit www.absolutedebtsolutions.biz.

About Tom Bates
Tom Bates, IAPDA, CDA,CDS, is President of Absolute Debt Solutions and Absolute Credit Repair Inc. He has spent the last 13 years in the credit and finance industry, managing some of the largest receivable companies in the world. Bates has developed a program that has proven results far above the competitors. He is IAPDA Certified (International Association of Professional Debt Arbitrators). Absolute has one goal in mind, your best interest. Absolute also offers additional discounts and services for active military and those with special medical needs.

Contact:
Tom Bates
IAPDA Certified Debt Arbitrator/Debt Specialist CEO
Absolute Debt Solutions Founder & CEO
Absolute Credit Repair Founder
1-877-255-6069
http://www.absolutedebtsolutions.biz

Press Contact: Tom Bates
Company Name: Absolute Debt Solutions Inc
Phone: 1-877-255-6069
Website: http://www.absolutedebtsolutions.biz

Debt Settlement Industry Adds Member

Leader in Debt Settlement Industry Adds Stellar Member to Executive Team

James R. Partridge is welcomed by Debt Settlement America (DSA) as their newest executive team member. Mr. Partridge is serving DSA as their Director of Finance and Human Resources.

(PRWEB) December 13, 2007 -- Debt Settlement America (DSA) is pleased to welcome James R. Partridge as their newest team member. Mr. Partridge is serving DSA as their Director of Finance and Human Resources. Partridge brings with him a wealth of industry operational knowledge from his experience at another Dallas based debt settlement company. He also brings with him years of extensive experience in the area of human resources.

Some of Mr. Partridge's career highlights include executive experience and leadership positions at companies such as TXU, EDS and Diamond Shamrock. He has worked in many areas such as: compensations and benefits, employee management and recruitment, risk management and safety, mergers and acquisitions, employee and labor relations, and finance and accounting to highlight a few.

New DSA Finance & HR Director James R. Partridge mentions, "I look forward to the tremendous job opportunity here at DSA and contributing to DSA's bottom line growth. DSA is a company that is committed to integrity and getting their clients successfully through the program."

Chris Kesterson, DSA's President & CEO, states; "James Partridge is a welcome addition to DSA's leadership team. His unique background and work experience makes him a valuable asset to our future vision."

DSA is an accredited BSI The Association of Settlement Companies (TASC) Best Practices company and is also a member of the Texas Association of Businesses.

DSA's mission is to help people from all walks of life get a fresh start with their personal finances. Its experienced staff takes great pride in helping individuals and families turn grim financial situations into a fresh start. Debt Settlement America's debt settlement and debt arbitration services provide immediate and practical relief from creditors and from the anxiety associated with having debt problems. DSA is a proven leader in the industry and bases its company culture on three qualities it has set as company standards: HONESTY, RESPECT and PASSION.

Debt Settlement America (www.debt-settlement-america.com) was established in 2004, celebrating their three year anniversary this past summer. DSA is a proven industry leader.

Press Contact: Kathy Ward
Company Name: Debt Settlement America
Phone: 214-975-3320
Website: http://www.debt-settlement-america.com

Investor Ranks Cash Flow Markets

NuWire Investor Ranks Top 10 Cash Flow Markets for 2008

NuWire Investor recently published its top 10 cash flow markets for real estate investors.

Bellevue, WA (PRWEB) January 7, 2008 -- NuWire Investor, an online financial news publication, recently released its rankings of the Top 10 Cash Flow Markets for 2008.

Appreciation is often the most significant form of profit for real estate investors, but it is harder to determine and higher in risk. Cash flow alone, rather than any potential for future appreciation, was used in ranking this list.

Rankings were determined based on an adjusted average rent payment for the area according to the rental vacancy rate. This value was compared to the amount spent monthly on mortgage payments and upkeep, including utilities, taxes and insurance. Mortgage payments were estimated based on an average loan and the median cost of a home in the area. Statistics were gathered from U.S. Census data.

Despite a slight population decline in the last few years, Rochester, N.Y., ranked number one because of its affordable housing prices, and low monthly upkeep and mortgage costs. Several Southern cities also made the list, including three from Texas. Texas also has an affordable housing market and many foreclosure opportunities for investors, particularly in San Antonio.

The Top 10 Cash Flow Markets are:

1. Rochester, New York
2. Montgomery, Alabama
3. Birmingham, Alabama
4. San Antonio, Texas
5. Garland, Texas
6. Buffalo, New York
7. Corpus Christi, Texas
8. Shreveport, Louisiana
9. Detroit, Michigan
10. Philadelphia, Pennsylvania

To view the full rankings, visit http://www.nuwireinvestor.com/articles/top-10-cashflow-property-markets-51396.aspx

NuWire Investor provides investment news on a range of alternative investment topics, such as U.S. and international real estate, tax liens and deeds, lending, franchising and others. For more information, and to access additional analysis, research, commentary and expert interviews, see NuWireInvestor.com.

Press Contact: Marie Langhout
Company Name: NuWire, Inc.
Phone: 888.588.7826
Website: http://www.nuwireinvestor.com/