Trust Revocability or Irrevocability

 

The Revocability or Irrevocability of a Trust

Financial planning expert Ronald E. Hudkins gives an overview of the circumstances upon which a trust is revocable, and when or under what circumstances a trust becomes irrevocable.

Denver, CO (PRWEB) April 29, 2006 -- Financial planning expert Ronald Hudkins offers important advice on trusts - specifically the revocable trust and the circumstances that could make it irrevocable. “A trust is formed when a person or business (legally referred to as the settlor) puts property into the control of another (person or business), usually called the trustee, for the benefit of a person or group called the beneficiaries.” Hudkins said. “There are legal questions and terminologies that surround this essential description. For example, there are legal questions as to what constitutes property for the purpose of a trust and there are other legal names used for the three essential actors involved in this formulation. It is also important to keep in mind that the settlor (the person or group who begins the trust) can also be one of the beneficiaries.”

Hudkins further stated. “It is this final fact that is often the beginning of an important problem. The settlor who creates the trust for his or her benefit and for the benefit of others, often creates the trust in such a way that he/she gets the greatest amount of benefit and retains the greatest possible control over the trust that. The settlor also wishes to retain the ability to dissolve the trust in case one of the other beneficiaries presents a legal problem (or for that matter any other problem), or the trustee proves ineffective or problematic in some way.”

Hudkins advised. “The problem is when and under what circumstances is a trust revocable, and when or under what circumstances can a trust become irrevocable. In most states a trust is revocable only if the writing that creates the trust says that it is revocable. In other states the position is reversed; a trust is irrevocable only if the writing that creates the trust says that it is irrevocable. But, let’s assume that your attorney knows what state he or she is in greater than 99.9999% of the time and that these two rules are not really a problem very often.”

Hudkins further reminds us. “Remember that a trust is created to benefit a person or group of persons known as the beneficiary or beneficiaries and that the settlor (creator of the trust) can be a member of that group. However, the settlor can’t be the only member or, in other words, the sole beneficiary. This is not only true in name, but in fact as well. In order for someone to be a beneficiary they must receive some benefit. Courts have traditionally held that the benefit required to make a person or group a beneficiary can be quite small, but nonetheless must be there. This means that just because someone is named the beneficiary of a trust, the court will not count them as a beneficiary unless they actually are getting some benefit. If the settlor is the only beneficiary, then there is no trust at all, but rather an attempt to avoid paying taxes. Here the trust could be called revocable, but it would be more accurate to say that it never existed at all, for that is how it will be treated in law.”

Hudkins stated. “In a case where a trust is irrevocable, meaning that it cannot be changed at the whim of the settlor, then the consent of all the beneficiaries to terminate the trust is required. Sometimes, there are beneficiaries who are unwilling to give their consent, but more often there are beneficiaries who have not yet been born or who have not reached the legal age where their consent can be given. There are procedural devices (such as the appointment of guardians ad litum, who represent infants or unborn who are beneficiaries) that each state has created to take care of these sorts of problems and you should consult your attorney to find out how your state’s policies work if you are setting up an irrevocable trust.”

“Remember, the main reason that settlers or beneficiaries have to try to alter an irrevocable trust is that financial circumstances change and money is needed. For example, the settlor requires extensive medical care and it would be better for them to dissolve the trust to pay for it. This could also be true of one or more of the beneficiaries. The difficulty in setting up a trust is that it is hard to anticipate every possible change in circumstances for which trust assets might be needed. A good estate planning attorney is someone who is able to anticipate disastrous things and is able to discuss and plan for them with the settlor.” Stated Hudkins.

Additionally, Hudkins stated. “Another reason that a trust can become irrevocable and remain irrevocable, despite the fact that all the beneficiaries agree it should be revoked, is that a trust is seen as having a “material purpose.” The material purpose of a trust is the reason for which it was created and what it was intended to do. For example, sometimes a trust is designed in such a way as to keep a young beneficiary from getting all the assets left to them in trust, until they “come of age,” or turn 25 years old. If the beneficiary tries to get the assets of the trust upon turning 18, the trustee and the court are likely to decline, because the material purpose of the trust was to give the assets to the beneficiary when he/she was old enough to handle them in a mature fashion.”

Hudkins concluded by saying. “Again, it is important to talk to your attorney when forming a trust to determine how to best plan for the future, with respect to answering hard questions about potential future illnesses or other disasters that might befall your beneficiaries or yourself and what can be done with the assets placed in trust should events unfold in other unforeseen ways. The more explicit you are about these possible problems, the easier it will be to revoke the trust even if you chose to make the trust irrevocable.”

About Ronald E. Hudkins;
Ronald Hudkins is a retired military police enlisted member that was assigned as a staff researcher.     He has coordinated with military and criminal investigators, set on court marshals and worked closely with the Staff Judge Advocate Generals Office (JAG). He has a keen sense of legal matters- their interpretation, initiatives and guidelines.     For imperative financial planning needs he suggests his book “Asset Protection and Estate Planning for All Ages.” Additionally, he offers a Free Newsletter at his Web site: http://www.AssetProtectNow.com.

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Press Contact: Ronald Hudkins
Company Name: AMERICAN INDUSTRY MAINTENANCE
Email: email protected from spam bots
Phone: 720-274-2464
Website: http://www.assetprotectnow.com

First Demographic Research on New Bankruptcy Law Debtors

 

Institute for Financial Literacy Releases First Demographic Research on New Bankruptcy Law Debtors

The Institute for Financial Literacy announced today its release of a white paper entitled First Demographic Analysis of Post-BAPCPA Debtors. This is the most comprehensive demographic analysis of consumers considering bankruptcy since the law changed last October. The Institute for Financial Literacy reports that of over 5,000 individuals who volunteered to participate, 44.6% reported annual incomes below $20,000 a year. Other statistics include 8.9% of respondents who reported being 65 and over, while 30.9% indicated that the cause of their financial distress was due to “illness or injury”.

Portland, ME  - April 17, 2006 -- The Institute for Financial Literacy announced today its release of a white paper entitled First Demographic Analysis of Post-BAPCPA Debtors. This is the most comprehensive demographic analysis of consumers considering bankruptcy since the law changed last October. The Institute for Financial Literacy reports that of over 5,000 individuals who volunteered to participate, 44.6% reported annual incomes below $20,000 a year. Other statistics include 8.9% of respondents who reported being 65 and over, while 30.9% indicated that the cause of their financial distress was due to “illness or injury”.

“What some of these results show is unexpected and contradicts previous research,” said Leslie Linfield, Esq., Executive Director of the Institute for Financial Literacy. “Clearly more extensive study into both the causes of bankruptcy and those directly affected must be done.”

The Institute for Financial Literacy is a non-profit organization whose mission is to make effective financial literacy education available to all American adults. The Institute for Financial Literacy is currently the only provider approved to offer bankruptcy credit counseling and debtor education in all 50 states and all 94 judicial districts. The Institute is funded by program fees, private donations, and grants from public and private foundations.

For a copy of the white paper entitled First Demographic Analysis of Post-BAPCPA Debtors please visit www.financiallit.org and click under News or call (207) 221-3603.


Press Contact: Leslie Linfield
Company Name: INSTITUTE FOR FINANCIAL LITERACY
Phone: 207-221-3603
Website: www.financiallit.org

Tax Deduction For Small Business May Be Overlooked

 

Small Businesses Owners Missing Major Tax Deduction

Many small businesses owners are missing out of a deduction worth thousands because their tax preparers have not familiarized themselves the Domestic Productions Activities Deduction.

Littleton, CO (PRWEB) April 6, 2006 -- Many small businesses owners are paying too much in taxes this year because their accountants and tax preparers have not familiarized themselves with the Domestic Productions Activities Deduction.

Shortly before Election Day 2004, President Bush signed the American Jobs Creation Act of 2004 (108 Public Law 357) (AJCA). This colossal tax bill contained over 170 provisions spread out over 300 pages. PricewaterhouseCoopers, LLP, said that the AJCA contained the most sweeping business tax changes since the Tax Reform Act of 1986 and estimated that the new law will provide nearly $137 billion in tax relief over the next 10 years.

The AJCA repealed the Foreign Sales Corporation and contained Extraterritorial Taxable Income provisions required to settle a dispute with European trading partners in the WTO that was leading to escalating tariffs on US exports. However, the provisions most important to small businesses in the US are those creating the new section 199 of the Internal Revenue Code covering the Domestic Productions Activities Deduction (DPAD).

The passage of the law was only the beginning of its implementation. On February 14, 2005 The Internal Revenue Service issued its initial guidance on the DPAD in the form of Notice 2005-14 (Internal Revenue Bulletin 2005-7) which runs 49 pages. Section 403 of the Gulf Opportunity Zone Act of 2005 (a mere 14 pages) passed very late in 2005 added several technical corrections to IRC 199. On November 21, 2005 the IRS issued its “Notice of Proposed Rulemaking” (REG-105847-05) 2005-47 IRB p. 987 which totals 62 pages, included the proposed rules. The final rules will be issued later in 2006.

“The volume of paper to read is challenging enough and making any sense out of it is another hurdle. It is very complex,” said attorney Darlene Cypser.

The IRS itself was finding it a challenge to deal with. The form used to apply for the DPAD, Form 8903, and its instructions, were not available from the IRS’s website until late February of this year.

DPAD is a deduction of 3% in tax years 2005 & 2006 (6% in 2007, 2008 & 2009) of the “Qualified Domestic Production Activities Income” (QPAI) from “Qualified Production Property” (QPP). QPP is defined as any tangible personal property, any computer software, and certain sound recordings, that is manufactured, produced, grown or extracted (MFGE) in the United States. A separate section also includes qualified films.

Unfortunately many accountants and tax preparers seem to be unaware of the DPAD’s broad sweep. “It is quite possible that they are boggled by the shear intensity of the acronym slinging in the law and applicable regulations,” Cypser said. “In a fit humor I realized the entire thing could be condensed to one sentence of acronyms: ‘The DPAD is 3% of the QPAI which is the DPGR minus CGS allocated to SELL of QPP or QF MPGE by a taxpayer.’ The challenge is translating that to something you can apply to your tax return.”

Many accountants and tax preparers who primarily deal in small clients have dismissed the new DAPD as only applying to large manufacturing companies and have failed to examine the law in depth.

“It applies not only to large manufacturing businesses, but to software companies, record companies, movie production companies, publishers, farmers, miners, and just about anyone else who creates any product for sale,” Cypser said

But despite the challenges in understanding and applying for the DPAD, it is worthwhile for owners of small businesses to ask their accountants and tax preparers to look into it.

“Most self-employed people are going to be stopped by the W-2 wage limitation,” Cypser said, “but any business that produces and sells products, has employees, and has a positive net income for the tax year has the potential for a deduction of thousands or tens of thousands of dollars.”

And should be enough to cover their accountant’s bill, at the very least.

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Press Contact: Darlene Cypser
Company Name:
Email: email protected from spam bots
Phone: 303-587-9792
Website: www.foolscap-quill.com

Oprah's Great American Debt Diet

 

Search and The Power of Oprah

We all know how Oprah can turn a book into a best seller, but how does Oprah impact how we search? On February 17th, we found out when Oprah announced her Great American Debt Diet and brought the phrase “debt diet” into the English language in just a few hours.

Orlando, FL (PRWEB) April 5, 2006 -- We all know how Oprah can turn a book into a best seller, but how does Oprah impact how we search? On February 17th, we found out when Oprah announced her Great American Debt Diet and brought the phrase “debt diet” into the English language in just a few hours.

Debt diet, which is controlling your debt by reducing spending and better managing your money, is a special series that Oprah has put together. Two shows aired in February on the 17th and 24th and this resulted in a dramatic increase in searches for debt diet.

Using Yahoo’s Keyword Selector Tool, demand for debt diet terms went from 120 in January to over 9,500 search queries in February. Popular debt diet search phrases included debt diet, Oprah debt diet and great American debt diet.

There are few times in recent history that you can see how 1 person, Oprah, and two one hour shows in one month can impact online search and basically create a new keyword phrase. Oprah took debt diet, which was used in less than 400 searches across the entire web in January and by the end of the February more than 20,000 people had searched for this phrase. The impact does not end there.

Searches for debt diet increased, advertisers started bidding on this term, news articles and blogs have been written about it and web pages were created to inform people about going on a debt diet and to attract users to financial businesses and services.

We expect the term debt diet, will be very strong over the next few months as it is a continuing series for Oprah and an important issue that needs to be addressed. As the buzz grows around the term and people have success reducing debt, this phrase could ingrain itself in the English language for years and the popularity bounce will be traced back to Oprah and February 17th, when she challenged us to go on a debt diet.

While some business have already seen the opportunity this keyword phrase presents, many debt relief and financial planning companies don’t know the term “debt diet” even exists. As far as search goes, it wasn’t even a keyword phrase of interest in January, but in only a few days in February it made it’s mark and March is likely to show more than 50,000 search queries across the web in March.

The internet is in constant change and impacted greatly by movies and news, but now we see how Oprah impacts search and in less than a month takes a boring keyword phrase “debt diet”and turns it into one of the hottest keyword phrases around.

About the Author:
Russell Troutman has been providing SEO, SEM and Internet Marketing Consulting services for Sales & Marketing Technologies for over 8 years. He has worked with more than 350 businesses during that time.

Contact:

Russell Troutman
Internet Marketing Manager
Sales & Marketing Technologies
www.smtusa.com

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Press Contact: Russell Troutman
Company Name: Sales & Marketing Technologies
Email: email protected from spam bots
Phone: 407-682-2222
Website: www.smtusa.com

Last-Minute Tips for Last-Minute Tax Filers

Eight Last-Minute Tips for Last-Minute Tax Filers 
 
Appleton, WI  54912-8002     April 5 2006 
 
With April quickly flying by, the April 17 (due to the 15th falling on a weekend in 2006) tax-filing deadline is weighing heavily on the minds of last-minute tax filers who are racing to beat the clock. Some estimates indicate that nearly half of all taxpayers flirt with the deadline. If you have not yet filed your taxes, here are some critical tips to assist you.

 

- Find needed tax forms at the IRS website www.irs.gov, local libraries, and post offices.

 

- Keep the IRS phone number handy for questions: 800.829.1040.

 

- Enter names, signatures, and social security numbers in all the right places. Do a quick, but thorough review to be sure they are where they need to be on all the forms. Be sure all social security numbers and names match what the Social Security Administration has on file. This is one of the top errors on tax returns.

 

- Check your numbers. These means math, but it also means double-checking for transposed numbers and correct transferring of all numbers. It is another top filing error.

 

- Attach all required forms and schedules.
 o Attach W-2s, W-2Gs, 1099-Rs, and 9465s at the front of Form 1040 or 1040A; attach all others behind.

 

- Don't forget the check if you owe! Insert it, but do not attach it. On the check, include the following information:
 o Payable to the United States Treasury.
 o The tax year the check is for.
 o The type of form you are filing.
 o Taxpayer social security numbers.
 o A daytime phone number.

 

- Be sure you get the complete package to the post office in time for the April 17 postmark and have them stamp it in your presence. Do not put it into a public mailbox and assume it is in by April 17; often the post office does not empty mailboxes until the following day (meaning a late postmark).

 

- "If you plan to contact a tax preparer, don't wait," adds Valerie Kennedy of Why Pay More? Income Tax Service in Merrillville, Indiana. "Calling as early as possible could ensure an appointment before the 17th. Just remember that even if your forms are prepared and e-filed earlier, your payment still doesn't have to be postmarked until April 17, 2006."

 

Don't be afraid to admit if you are over your head and need professional help. According to Kevin Huston, enrolled agent and NATP instructor from Asheville, NC, approximately one-half of all American taxpayers use a paid tax preparer to help them complete their tax returns. An unusual situation such as the sale of property or investments, receiving an inheritance, or starting or stopping a business or rental activity, can result in complications as well as opportunities on your tax return.
"Professional tax preparers help people with these situations all the time", adds Huston, "so what might be new and time consuming to you could take just a few minutes for an experienced professional to complete. A professional preparer's fees are often paid for by the tax savings they generate or the headaches they prevent."

 

If it becomes obvious that you cannot make the April 17 deadline to complete your tax return, individuals should apply for an automatic six-month extension before April 17 by filing Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return. You can do so using tax software, paper copy sent via mail, or by filing through a tax professional. Tele-file is no longer available for this service. To fill out Form 4868, you will need to verify information contained on your 2004 tax return. Once you have filed the extension, keep proof of filing with your records. Filing an extension simply extends the time to fill out the paperwork. Don't think that this buys time to pay, however. 2005 tax amounts owed still need to be paid by April 17. If you do not pay at least 90 percent of what you owe, you will owe interest plus a penalty.

 

April 18 is a new day. Breathe easier, relax, and make a resolution not to cut things so short the next time the tax-filing deadline rolls around.

 

Tax preparers are experts who keep up-to-date year-round on tax law changes. They can save you time and offer insight on how to use the tax breaks available to you. To find a professional tax preparer, look to NATP. NATP maintains a listing of professionals in your area at www.taxprofessionals.com.

 

To receive a FREE brochure on how to find a tax preparer, visit the NATP Press Room at www.natptax.com and download a copy of NATP's "Finding the Right Tax Preparer" brochure.

 

Members of the National Association of Tax Professionals (NATP) assist over eight million taxpayers with tax preparation and planning. NATP is a nonprofit professional association founded in 1979 and provides professional education, tax research, and products to its members. The national headquarters, located in Appleton, WI, employs 43 professionals and 25 instructors.

 

NATP exists to serve professionals who work in all areas of tax practice and has more than 17,500 members nationwide. Members include individual tax preparers, enrolled agents, certified public accountants, accountants, attorneys, and financial planners. The average NATP member has been in the tax business for over 20 years and holds a tax/financial designation or a college degree. Learn more at www.natptax.com.

 

Would you like a photo to accompany this article? Visit NATP's press room: http://www.natptax.com/press_room_photos.html.

 

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Char De Coster (cdecoster@natptax.com)
Copywriter / Communications Editor
National Association of Tax Professionals (NATP)
720 Association Drive, PO Box 8002
Appleton, WI   54912-8002
Phone : 800.558.3402 ext. 1172
Fax : 920.968.7472 

Secrets to Getting A Thinner Wallet

 

Secrets to Getting Targeted Traffic To Your Website

John Reese – a veteran marketer who had generated more than 1.57 Billion Web Site Visitors to his sites since he started marketing online, now shares all secrets with actual results.

Orlando, Florida (PRWEB) November 9, 2005 -- After six months of implementing what the new Marketing Course “Traffic Secrets” has taught, owners entrepreneurs from 52 countries now gathered to show the world real Proofs.

They now shared detailed information about how the course changed their business forever – many include screenshots of their web site traffic logs and even merchant account statements to give you Proof of what they accomplished. Altogether, there were over 100 fully documented success stories.

For more success stories and information, Go to : http://www.alotcash.com/

“Traffic Secrets” covers these following:

How to build and geometrically grow the number of highly targeted leads and prospects coming to your website that translate into cash and profits...

How to leverage your lead generation to gain more consistency in the number of prospects you get, and create more stability and growth in your business...

How to build so much momentum in the flow of visitors coming to your business that taking your website down is the only way to stop it...

How to easily discover which sources of leads are really making you money (and quickly trash the ones that are sucking your time and profits)...

How to get as much as 4-5 times more leads for the same advertising dollars, and squeeze every ounce of profit out of every visitor you generate...

How to tap many "hidden," super-abundant sources of good quality leads (as many as several hundreds of thousands) for absolutely 100% zero cost...

How to dump, once and for all, all the dumb, costly and ineffective methods that only create one-time spurts of junk traffic that will never buy from you...

How to create and follow a complete "attack plan," especially if you're currently relying on only 1-2 sources for generating your leads — because they can change and dry up overnight (they often do)...

How to get your hands on proven, time-tested lead generation strategies that really WORK — and not "sounds good" regurgitated "theory" that everyone and their dog has seen, read or heard before...

For more success stories and information, Go to : http://www.alotcash.com/

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Press Contact: James Yee
Company Name:
Email: email protected from spam bots
Phone: 65-6388-3469
Website: http://www.alotcash.com/

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[Editor's comments You have to ask yourself two things when you see a site like the one being promoted in this press release:

1) If this person knows so much and makes so much money, why are they selling what they know to you? If this stuff really works, then they don't need to sell it and must be trying to help out the little guy also make a lot of money. They want to help us, right?

2) If what they say works and they want to help us, why are they charging almost $1,000 for it? I think it's so we will take the offer "more seriously", I mean, if they are charging that much it must be worth it, right?

My advice is not to fall of this or any other "long form" type of offer unless you really do your homework and check them out, ask for references, and make sure you understand what you are getting.

By the way, the above link is just an re-direction affiliate link. If you are really interested in what is offered, go directly to the site here: http://www.trafficsecrets.com. But I would not bother! (hris ]

Bank Asks Consumers About Competitor's Celebrity Staffing

U.S. Bank Launches Service Campaign by Asking Consumers ``How Many Stars Does Your Bank Have?''
 
U.S. Bank service campaign TV spot highlighting competitive rates. MINNEAPOLIS--(BUSINESS WIRE)--April 3, 2006--U.S. Bank, home of the Five Star Service Guarantee, will begin a new branding campaign on April 5 aimed at attracting new customers by challenging them to think about the service they receive from their current bank and asking, "How many stars does your bank have?"

 

Created by The Kaplan Thaler Group in New York, the television spots center around the theme that customers should expect five star service from their bank. The commercials take a light-hearted look at situations where service at other banks is anything but five star quality - a business customer needs a "fast decision" only to be met with an endless series of calls to see if a fast decision is possible; another asks about a "low rate" but the banker thinks she's asking him to lower his voice; and a third wants to open a personal checking account only to have the banker call him by the wrong name again, and again, and again. Each spot ends with the reminder that U.S. Bank provides fast decisions, great products and personal service with Five Star Service Guaranteed. The television spots are running frequently on 292 stations in 24 states.

 

U.S. Bank will promote the new campaign with an online sweepstakes, the "How Many Stars Trivia Challenge" on www.usbank.com that will award a $50 Visa gift card to 10 winners daily and enters the participant in a sweepstakes in which $10,000 will be awarded at the end of the promotion.

 

Starting with the "low rate" advertisement, U.S. Bank will also introduce a new home equity program that was tremendously popular in its markets in 2004. The U.S. Bank EquiLine Rate Reward is a home equity line of credit in which the interest rate decreases one-quarter of one percent (0.25 percent) every six months up to one full percent below prime. In addition, the reward is portable, so if the customer ever needs to close the line, the reward that he or she has earned can be applied to a new home equity line at U.S. Bank. For more information call 1-888-444-2265.

 

The campaign coincides with the 10-year anniversary of the company's exclusive Five Star Service Guarantee and kicks off a celebration of its own stars - the nearly 50,000 employees who deliver great service to U.S. Bank customers day after day.

 

The Kaplan Thaler Group (www.kaplanthalergroup.com) has been ranked by industry publications as the fastest-growing New York advertising agency. KTG's blue-chip client roster includes AFLAC Inc., Coldwell Banker, Continental Airlines, Foxwoods Resort Casino, Marshalls, Office Depot, Outback Steakhouse, Panasonic, Pfizer, Pilot Pen, Procter & Gamble, Revlon, Trojan and U.S. Bank. KTG is part of the Publicis Groupe, one of the world's largest communications holding companies.

 

U.S. Bancorp (NYSE:USB), with assets of $209 billion, is the 6th largest financial holding company in the United States. The company operates 2,419 banking offices and 5,003 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at www.usbank.com.

 

Contacts
U.S. Bank
Steve Dale, 612-303-0784
Teri Charest, 612-303-0732

2,000 Senior Executives Targeted

Easy Access to Names and Titles of Over 2,000 Senior Executives at America’s Leading Public Companies
 
Press Release by: Financial-Directories.com 

 

(openPR) - TORONTO - March 30, 2006: Barely one month after the official launch of www.financial-directories.com , the Financial-Directories.com team is pleased to introduce its latest value-added offering: the new Directory of America's Leading Companies. This newest directory joins the site's existing comprehensive offerings, which include a Directory of TSX Venture Companies and a Directory of Canadian Investment Dealers.

 

“This directory differs from our others in that it includes not only contact information and Web sites, but also stock symbols for over 500 U.S. publicly-traded companies,” explains Michael Rabinovici, President of Financial-Directories.com. “However, we've maintained the standard features our users like most, including listing the information in an easy-to-use Excel format that allows people to segment the data according to the criteria most relevant to them.”

 

With name and title listings for over 2,000 senior executives at these public companies, Financial-Directories.com predicts this offering will quickly become a customer favorite.

 

For more information about these information-packed directories, visit http://www.financial-directories.com .

 

About Financial-Directories.com
Since 1996, the partners of Financial-Directories.com have been committed to developing high-quality, cost-effective content for distribution over the Web. Leveraging years of real-world experience, the site's team has developed a broad range of reports, templates, and white papers geared at providing value-added information to sales executives and other professionals in a wide variety of industries. For more information, visit www.financial-directories.com .

 

Contact Information
Michael Rabinovici
President
Financial-Directories.com
michael@financial-directories.com